For Western New York households
The tax side of retirement, done right. A free 30-minute consultation with a CPA.
A free, no-pitch conversation with Jim Swiech, CPA about the tax side of your retirement: Roth conversion timing, the IRMAA Medicare surcharge, when to claim Social Security, and whether there is enough on the table to be worth planning around. If there is, every service after this call is a fixed fee, published in advance.
Book my free 30-minute consultation
No cost. No obligation.
Where a Roth conversion saves (or costs) at each tax bracket
Whether income will trip the IRMAA Medicare surcharge cliff
When to claim Social Security, and what the wrong timing can cost over a lifetime
The smartest order to draw down accounts and cut lifetime taxes
How it works
- 1Book a free 30-minute consultation. Video or in person, your pick.
- 2Tell Jim where you are, what you are trying to figure out, and what is worrying you. He listens and asks sharp questions.
- 3Jim tells you what he honestly thinks: not enough here to justify paying us, or which fixed-fee service fits.
A straight answer, whether or not we ever work together.
“What impressed me most was how clearly they explained everything and created a realistic plan that actually made me feel hopeful about the future.”
Jim Swiech, CPA
18+ years · Lockport, NY
18+ years helping Western New York families make sense of complex tax and retirement decisions. Based in Lockport, most clients are within an hour's drive.
Not ready to talk? Start with the free workbook.
The Retirement Ready Workbook: six steps, real math, plain English. We'll email it right over.