For Western New York households
The tax side of retirement, done right. A free 30-minute review with a CPA.
A free, no-pitch retirement tax strategy session with Jim Swiech, CPA: Roth conversion timing, the IRMAA Medicare surcharge, and when to claim Social Security, plus where the avoidable taxes tend to hide.
Book my free 30-minute review
No cost. No obligation.
Where a Roth conversion saves (or costs) at each tax bracket
Whether income will trip the IRMAA Medicare surcharge cliff
When to claim Social Security, and what the wrong timing can cost over a lifetime
The smartest order to draw down accounts and cut lifetime taxes
How it works
- 1Book a free 30-minute review. Video or in person, your pick.
- 2Bring your latest tax return. Nothing to upload; we read it together on the call.
- 3Jim shows you the math on your own numbers, in plain English.
One clear page of takeaways, whether or not we ever work together.
“What impressed me most was how clearly they explained everything and created a realistic plan that actually made me feel hopeful about the future.”
Jim Swiech, CPA
18+ years · Lockport, NY
18+ years helping Western New York families make sense of complex tax and retirement decisions. Based in Lockport, most clients are within an hour's drive.
Not ready to talk? Start with the free workbook.
The Retirement Ready Workbook: six steps, real math, plain English. We'll email it right over.